Blog
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Florida Hometown Heroes Housing Program: Supporting Those Who Serve Communities
The Florida Hometown Heroes Housing Program is a state initiative designed to help essential workers, including teachers, law enforcement officers, healthcare professionals, and first responders, achieve the dream of homeownership. Launched in June 2022, this program offers financial assistance to those who serve their communities, making it easier for them to buy homes in the areas where they work.
Key Features of the Program
The Hometown Heroes Housing Program provides eligible applicants with down payment and closing cost assistance, making homeownership more accessible in a competitive real estate market. Qualified homebuyers can receive up to 5% of the first mortgage loan amount, with a maximum of $25,000, in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This assistance does not require monthly payments and is only due upon the sale, refinancing, or transfer of the home.
Eligibility Requirements
To qualify, applicants must b...
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Been on the Market a Scary Amount of Time?
It can be a seller's nightmare to still be on the market month after month. If your home has been on the market for more than 90 days it is time to re-evaluate.
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- Are you priced within market value?
- Have you corrected anything possible that was received in showing feedback?
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Jacksonville's Long Love of Coffee
Have you ever driven in downtown Jacksonville and been hit by the lovely aroma of fresh coffee?
The History of Maxwell House Coffee in Jacksonville, FL
Maxwell House Coffee, one of the most iconic coffee brands in America, has deep roots in Jacksonville, Florida. The brand's history in the city dates back to the early 20th century and has played a significant role in the local economy and culture.
Early Beginnings
Maxwell House Coffee was originally created by Joel Cheek in the late 1800s and gained popularity when it was served at the Maxwell House Hotel in Nashville, Tennessee. However, the brand's connect...
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Property Tax Exemptions Available In Florida
Property Tax Exemptions in Florida: A Guide for Homeowners
Florida offers several property tax exemptions to help homeowners reduce their property tax burden. These exemptions are designed to provide financial relief and encourage homeownership. Here's a quick overview of the key property tax exemptions available in the state.
1. Homestead Exemption
The Homestead Exemption is the most well-known property tax exemption in Florida. Homeowners who permanently reside in their home as of January 1st of the tax year are eligible. The exemption provides up to $50,000 in property tax relief:
- First $25,000: Applies to all property taxes, including school district taxes.
- Additional $25,000: Applies to assessed values between $50,000 and $75,000 but does not apply to school taxes.
This exemption can significantly reduce the taxable value of your property, lowering...
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How Homes are Being Stolen With The Owners In Them
Deed Fraud is on the rise throughout Florida. Take these simple and FREE steps to protect yourself.
How The Fraud Works
A Fraudster finds your name and address in tax records. They then fill in a simple Quit-Claim deed forging your signature. They will throw on a notary stamp either by way of an accomplice or by another simple forgery. The deed is then electronically recorded with your local Clerk of Courts. And since as the Clerk's office will tell you, it is only their job to record not to verify legitimacy, the Fraudster is then the Owner of Record. They will next sell to investors buying sight-unseen or take out loans against the property to collect cash. There are countless stories. Homeowners have been forclosed on for mortgages they did not take out and even evicted by "new owners" who purchased having no idea they bought from a fraudster.
How to Protect Yourself
Though paid services are popping up it is actually simple and FREE to register for alerts. Florida law requires every county's clerk of the court to provide a free electronic notification service that informs registered users when their land record is logged in the county's public records. This service can help property owners become aware of fraudulent activity before it's too late.
If you own properties in multiple Northeast Florida Counties, you have the convenience of registering just once for Baker, Clay, Duval, Nassau, Putnam and St. Johns Counties at the link below.
https://protectyourfloridaproperty.com/
Bradford County Alert Registration
Union County Alert Registration
Alachua County Alert Registration
Putnam County Alert Registration
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